21 Cole Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 21 Cole Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,522 sqft · built 1981
Lot Size	0.283 acres (12,323 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Oct 2024)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00010-0300`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00010-0300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,522 sqft Living Area
Gross Area	3,544 sqft
1st Floor Area	2,522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,323 sqft (0.283 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft
Pool Area	450 sqft
Deck Area	930 sqft
Patio Area	930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 COLE PL
City	PALM COAST
State	FL
Zip	32137-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 08 BLOCK 00001 LOT 0030 SUBDIVISION COMPLETION YEAR 1975 OR 174 PG 579 OR BOOK 166 PAGE 254 OR 216 PG 686 OR 1844/925-CD OR 1844/925-DC-NORBERT OR 2234/1928
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	30
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1012
Census Tract	60103

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 COLE PL, PALM COAST, FL 32137-8181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Deed Document Number	202443347
Deed Book / Page	2908 / 553
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	0022341928
Record Updated	Jun 8, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 10, 2017
Property Address	21 COLE PL, PALM COAST, FL 32137-8181
Document Number	0022341928
Book / Page	002234 / 001928
Instrument Date	Oct 4, 2017
Instrument	35366
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 COLE PL PALM COAST FL 321378181, PALM COAST, FL 32137-8181

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,084.00 (+215.23%)	$334,777 (+125.26%) Land $61,500 Building $273,277	$334,777 (+7.97%) Land $61,500 Building $273,277
2024	$1,930.00 (+3.26%)
2023	$1,869.00 (-2.81%) Homeowner's exemption Widower's exemption	$148,616 (+3%)	$310,076 (+13.94%) Land $61,500 Building $248,576
2022	$1,923.00 Homeowner's exemption Widower's exemption	$144,288	$272,146 Land $61,500 Building $210,646

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000