24 Cole Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 24 Cole Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,441 sqft · built 1980
Lot Size	0.413 acres (17,999 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Aug 2015)
Tax Bill	$5,675 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00010-0370`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00010-0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,441 sqft Heated Area
Gross Area	3,765 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,999 sqft (0.413 acres)
Driveway	Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	24 COLE PL
City	PALM COAST
State	FL
Zip	32137-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 08 BLOCK 00001 LOT 0037 & SO 1/2 OF LOT 38 SUBDIVISION COMPLETION YEAR 1975 OR 125 PG 158 OR 130 PG 519 OR
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	37,38
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1012
Census Tract	60103

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 COLE PL, PALM COAST, FL 32137-8132
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2015 · Amount on Record
Deed Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	2015024322
Deed Book / Page	2079 / 1460
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	24 COLE PL, PALM COAST, FL 32137-8132
Document Number	0022291063
Book / Page	002229 / 001063
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 COLE PL PALM COAST FL 321378132, PALM COAST, FL 32137-8132

Mortgage

Document Number	0022291063
Date	Sep 7, 2017
Book Page	002229/001063
Instrument	31941

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2037

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,675.00 (-23.21%)	$319,556 (+1.65%) Land $64,575 Building $254,981	$319,556 (+1.65%) Land $64,575 Building $254,981
2023	$7,390.00 (+5.71%)	$314,360 (+14.57%) Land $64,575 Building $249,785	$314,360 (+14.57%) Land $64,575 Building $249,785
2022	$6,991.00	$274,379 Land $64,575 Building $209,804	$274,379 Land $64,575 Building $209,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000