21 Amarante, Laguna Niguel, CA 92677 Property Records

Orange County property record for 21 Amarante, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,299 sqft · built 1989
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,710,000 (Apr 2026)
Tax Bill	$9,196 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-261-02`

Property Details

APN / Parcel Number

Primary APN	`653-261-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,299 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	4,800 sqft (0.11 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21 AMARANTE
City	LAGUNA NIGUEL
State	CA
Zip	92677-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12684 BLK LOT 49 TR 12684 LOT 49 POR OF LOT AND POR OF LOT 48
Legal Subdivision	CITY/LAGUNA NIGUEL
Legal Tract	12684
Legal Lot Number	49,48
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42330

Owner

21 Amarante is owned and occupied by two individuals who bought it in April 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 AMARANTE, LAGUNA NIGUEL, CA 92677-8930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Dec 19, 2016 · Amount on File
Deed Document Number	202695385
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0000531842
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2026
Property Address	21 AMARANTE, LAGUNA NIGUEL, CA 92677-8930
Document Number	0000095385
Instrument Date	Mar 6, 2026
Instrument	202695385
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,981.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 AMARANTE, LAGUNA NIGUEL, CA 92677-8930

Mortgage

Document Number	0000095386,
Date	Apr 2, 2026
Instrument	202695386

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 AMARANTE, LAGUNA NIGUEL, CA 92677-8930
Document Number	0000365935
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 AMARANTE LAGUNA NIGUEL CA 926778930, LAGUNA NIGUEL, CA 92677-8930

Mortgage

Document Number	0000365935
Date	Jul 29, 2020
Instrument	365935

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 AMARANTE, LAGUNA NIGUEL, CA 92677-8930
Document Number	0000252915
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 AMARANTE LAGUNA NIGUEL CA 926778930, LAGUNA NIGUEL, CA 92677-8930

Mortgage

Document Number	0000252915
Date	Jul 11, 2018
Instrument	252915

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Amarante was $9,196, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,197 (+2%) Land $708,172 Building $227,025
2025	$9,196.00 (+1.71%) Homeowner's exemption	$916,860 Land $694,286 Building $222,574
2024	$9,041.00 (+2.17%)
2023	$8,849.00 (+1.96%) Homeowner's exemption	$881,258 Land $667,326 Building $213,932
2022	$8,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Amarante in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Amarante is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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