20 Amarante, Laguna Niguel, CA 92677 Property Records

Orange County property record for 20 Amarante, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,254 sqft · built 1989
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$437,000 (Aug 2000)
Tax Bill	$6,723 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-261-21`

Property Details

APN / Parcel Number

Primary APN	`653-261-21`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	4,800 sqft (0.11 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 AMARANTE
City	LAGUNA NIGUEL
State	CA
Zip	92677-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12684 BLK LOT 30 TR 12684 LOT 30 POR OF LOT AND POR OF LOT 31
Legal Subdivision	MARINA HILLS
Legal Tract	12684
Legal Lot Number	30,31
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42330

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 AMARANTE, LAGUNA NIGUEL, CA 92677-8929
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2000 · Amount on Record
Deed Sale	Aug 31, 2000 · Amount on Record
Prior Sale	Aug 14, 1998 · Amount on Record
Deed Document Number	2000458085
Last Transfer Date	Dec 30, 2003
Transfer Doc	0000014602
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 AMARANTE, LAGUNA NIGUEL, CA 92677-8929
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 AMARANTE, LAGUNA NIGUEL, CA 92677-8929

Mortgage

Document Number	0000352285
Date	Nov 2, 2022
Instrument	2022000352285

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 AMARANTE, LAGUNA NIGUEL, CA 92677-8929
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 AMARANTE, LAGUNA NIGUEL, CA 92677-8929

Mortgage

Document Number	0000401616
Date	Jun 17, 2021
Instrument	2021000401616

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 AMARANTE, LAGUNA NIGUEL, CA 92677-8929
Document Number	0000054253
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 AMARANTE LAGUNA NIGUEL CA 926778929, LAGUNA NIGUEL, CA 92677-8929

Mortgage

Document Number	0000054253
Date	Feb 7, 2020
Instrument	54253

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$685,035 (+2%) Land $412,328 Building $272,707
2025	$6,723.00 (+3.94%) Homeowner's exemption	$671,603 (+4.04%) Land $404,243 Building $267,360
2023	$6,468.00 (+1.95%) Homeowner's exemption	$645,525 Land $388,546 Building $256,979
2022	$6,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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