Shelby County property record for 2098 Eagle Rdg Dr, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,204 sqft · built 2005 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (May 2019) |
| Tax Bill | $1,686 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039310008031000 |
| Primary APN | 039310008031000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Heated Area |
| 1st Floor Area | 1,096 sqft |
| Upper Floors Area | 1,108 sqft |
| Basement Area | 1,096 sqft |
| Finished Basement | 1,096 sqft |
| Unfinished Basement | 438 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 121 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 168 sqft |
| Porch | Slab |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2098 EAGLE RIDGE DR |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-5442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 31 18S 01W NBRHD: 01 EAGLE RIDGE TOWNHOMES R-2 |
| Legal Range | 01W |
| Legal Township | 18S |
| Legal Section | 31 |
| Legal Subdivision | TOWNES AT BROOK HIGHLAND |
| Legal Lot Number | 31 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30221 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2098 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on Record |
| Deed Sale | May 3, 2019 · Amount on Record |
| Prior Sale | Oct 1, 2015 · Amount on Record |
| Deed Document Number | 2019147880 |
| Prior Transfer Date | May 7, 2010 |
| Prior Transfer Doc | 0000151600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 2098 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000379920 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 20221005000379920 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 2098 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000373440 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 20200826000373440 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 3, 2019 |
| Property Address | 2098 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Document Number | 0000147880 |
| Map Reference | MB 30 PG 133A&B |
| Instrument Date | Apr 30, 2019 |
| Instrument | 20190503000147880 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 HILLANDELL DR, 351, HOOVER, AL 35244-3226 |
| Name | Verified Name |
|---|---|
| Address | 2098 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Document Number | 0000147890 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 20190503000147890 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,686.00 (-1.86%) Homeowner's exemption | ||
| 2025 | $1,718.00 (+7.38%) | $39,060 (+4.72%) | $390,500 (+4.72%) Land $70,000 Building $320,500 |
| 2023 | $1,600.00 Homeowner's exemption | $37,300 | $372,900 Land $65,000 Building $307,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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