2097 Eagle Rdg Dr, Birmingham, AL 35242 Property Records

Shelby County property record for 2097 Eagle Rdg Dr, Birmingham, AL 35242

Property Summary

Property Type	Townhouse
Details	3 ba · 2,052 sqft · built 2005
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$221,500 (Dec 2018)
Tax Bill	$1,486 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039310008047000`

Property Details

APN / Parcel Number

Primary APN	`039310008047000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
1st Floor Area	1,207 sqft
Upper Floors Area	845 sqft
Basement Area	1,165 sqft
Unfinished Basement	350 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Basement
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2097 EAGLE RIDGE DR
City	BIRMINGHAM
State	AL
Zip	35242-5442
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SEC/TWNSHP/RAN 31 18S 01W NBRHD: 01 EAGLE RIDGE TOWNHOMES R-2
Legal Range	01W
Legal Township	18S
Legal Section	31
Legal Subdivision	TOWNES AT BROOK HIGHLAND
Legal Lot Number	47
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	3
Census Block	3000
Census Tract	30221

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2097 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Dec 4, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	2018423300
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	2097 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000372540
Date	Aug 26, 2020
Instrument	20200826000372540

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	2097 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316160
Date	Aug 28, 2019
Instrument	20190827000316160

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Dec 4, 2018
Property Address	2097 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442
Document Number	0000423300
Map Reference	MB30 PG133A&B
Instrument Date	Nov 29, 2018
Instrument	20181204000423300
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	679 DOGWOOD CIR, 679, HOOVER, AL 35244-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2097 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,486.00 (-2.17%) Homeowner's exemption
2025	$1,519.00 (+7.81%)	$34,540 (+4.79%)	$345,300 (+4.8%) Land $70,000 Building $275,300
2023	$1,409.00 Homeowner's exemption	$32,960	$329,500 Land $65,000 Building $264,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

2097 Eagle Rdg Dr, Birmingham, AL 35242 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Eagle Rdg Dr

Nearby Streets

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