Shelby County property record for 2089 Eagle Rdg Dr, Birmingham, AL 35242
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,726 sqft · built 2005 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,500 (Feb 2019) |
| Tax Bill | $1,354 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039310008049000 |
| Primary APN | 039310008049000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,726 sqft Heated Area |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 550 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 820 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 126 ft deep x 35 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2089 EAGLE RIDGE DR |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-5442 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SEC/TWNSHP/RAN 31 18S 01W NBRHD: 01 EAGLE RIDGE TOWNHOMES R-2 |
| Legal Range | 01W |
| Legal Township | 18S |
| Legal Section | 31 |
| Legal Subdivision | TOWNES AT BROOK HIGHLAND |
| Legal Lot Number | 49 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30221 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2089 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Feb 18, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2019 · Amount on Record |
| Deed Sale | Feb 18, 2019 · Amount on Record |
| Prior Sale | Aug 31, 2015 · Amount on Record |
| Deed Document Number | 201950140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 2089 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000414550 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 20171116000414550 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Feb 18, 2019 |
| Property Address | 2089 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Document Number | 0000050140 |
| Map Reference | MB 30 PG 133 A7 B |
| Instrument Date | Feb 15, 2019 |
| Instrument | 20190218000050140 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 COBBLER CIR, 198, HENDERSONVILLE, TN 37075-3963 |
| Name | Verified Name |
|---|---|
| Address | 2089 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5442 |
| Document Number | 0000050150 |
|---|---|
| Date | Feb 18, 2019 |
| Instrument | 20190218000050150 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,354.00 (-2.45%) Homeowner's exemption | ||
| 2025 | $1,388.00 (+8.27%) | $31,560 (+4.92%) | $315,500 (+4.89%) Land $70,000 Building $245,500 |
| 2023 | $1,282.00 Homeowner's exemption | $30,080 | $300,800 Land $65,000 Building $235,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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