2105 Eagle Rdg Dr, Birmingham, AL 35242 Property Records

Shelby County property record for 2105 Eagle Rdg Dr, Birmingham, AL 35242

Property Summary

Property TypeTownhouse
Details3 ba · 1,838 sqft · built 2005
Lot Size0.066 acres (2,875 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Nov 2017)
Tax Bill$1,376 (2026)
Deeds & MortgagesSep 2020 Second Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039310008045000

Property Details

APN / Parcel Number

Primary APN039310008045000

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,838 sqft Heated Area
1st Floor Area1,081 sqft
Upper Floors Area757 sqft
Basement Area1,039 sqft
Unfinished Basement312 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,875 sqft (0.066 acres)
Lot Dimensions116 ft deep x 25 ft wide
Garage TypeBasement
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2105 EAGLE RIDGE DR
CityBIRMINGHAM
StateAL
Zip35242-5445
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSEC/TWNSHP/RAN 31 18S 01W NBRHD: 01 EAGLE RIDGE TOWNHOMES R-2
Legal Range01W
Legal Township18S
Legal Section31
Legal SubdivisionTOWNES AT BROOK HIGHLAND
Legal Lot Number45
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group3
Census Block3000
Census Tract30221

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2105 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 7, 2017Warranty Deed, Transfer · FHA Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2017 · Amount on Record
Deed SaleNov 7, 2017 · Amount on Record
Prior SaleApr 4, 2005 · Amount on Record
Deed Document Number2017403340
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address2105 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000435000
DateSep 28, 2020
Instrument20200928000435000
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term327 Months
DueDec 1, 2047

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateNov 7, 2017
Property Address2105 EAGLE RIDGE DR, BIRMINGHAM, AL 35242-5445
Document Number0000403340
Instrument DateNov 6, 2017
Instrument403340
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 EAGLE RIDGE DR BIRMINGHAM AL 352425445, BIRMINGHAM, AL 35242-5445

Mortgage

Document Number403350
DateNov 7, 2017
Instrument403350
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,376.00 (-2.34%) Homeowner's exemption
2025$1,409.00 (+8.14%)$32,040 (+4.84%)$320,400 (+4.84%) Land $70,000 Building $250,400
2023$1,303.00 Homeowner's exemption$30,560$305,600 Land $65,000 Building $240,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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