2084 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2084 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,116 sqft · built 1997
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Apr 2023)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-141`

Property Details

APN / Parcel Number

Primary APN	`309-11-141`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,489 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces
Pool Area	307 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2084 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 16
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2084 E SARATOGA ST, GILBERT, AZ 85296-2768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 13, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Oct 26, 2017	Warranty Deed, Transfer · Conventional with PMI LARSH FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	20230192358
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 14, 2023
Property Address	2084 E SARATOGA ST, GILBERT, AZ 85296-2768
Document Number	0000192358
Map Reference	MB 402 PG 38
Instrument Date	Apr 13, 2023
Instrument	20230192358
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 E SARATOGA ST, GILBERT, AZ 85296-2768

Mortgage

Document Number	0000192359
Date	Apr 14, 2023
Instrument	20230192359

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 13, 2022
Property Address	2084 E SARATOGA ST, GILBERT, AZ 85296-2768
Document Number	0000569638
Map Reference	MB 402 PG 38
Instrument Date	Jul 13, 2022
Instrument	20220569638
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2084 E SARATOGA ST, GILBERT, AZ 85296-2768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2017
Property Address	2084 E SARATOGA ST, GILBERT, AZ 85296-2768
Document Number	0000793467
Instrument Date	Oct 16, 2017
Instrument	793467
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2084 E SARATOGA ST GILBERT AZ 852962768, GILBERT, AZ 85296-2768

Mortgage

Document Number	793468
Date	Oct 26, 2017
Instrument	793468

Lender

Name	LARSH FAMILY TRUST (PT)
Address	4023 E ENROSE ST, MESA, AZ 85205-5135

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,630 (-0.81%)	$356,300 (-0.81%) Land $71,200 Building $285,100
2025	$1,235.00 (+3.17%)
2024		$35,920	$359,200 Land $71,800 Building $287,400
2023	$1,197.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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