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20975 Ivy Cir, Macomb, MI 48044 Property Records

Macomb County property record for 20975 Ivy Cir, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,870 sqft · built 1996
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Aug 2017)
Tax Bill$6,050 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-27-304-007

Property Details

APN / Parcel Number

Primary APN20-08-27-304-007
Alternative APN
  • 0827304007

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,870 sqft Living Area
1st Floor Area1,897 sqft
Basement Area1,897 sqft
Unfinished Basement1,897 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleSplit Level
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions121 ft deep x 72 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20975 IVY CIR
CityMACOMB
StateMI
Zip48044-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMMERFIELD ESTATES SUB #1 LOT 22 LIBER: 109 PAGES: 37-42
Legal SubdivisionSUMMERFIELD ESTATES SUB
Legal Lot Number22
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1016
Census Tract224101

Owner

Source: Macomb County records · APN 20-08-27-304-007

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20975 IVY CIR, MACOMB, MI 48044-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MORTGAGE CO
Aug 14, 2017Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2017 · Amount on Record
Deed SaleAug 14, 2017 · Amount on Record
Prior SaleJul 15, 1997 · Amount on Record
Deed Document Number20177099771
Deed Book / Page24885 / 577
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address20975 IVY CIR, MACOMB, MI 48044-2224
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055743
DateMay 08, 2020
Book Page26694/525
Instrument2055743
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 14, 2017
Property Address20975 IVY CIR, MACOMB, MI 48044-2224
Document Number0000099771
Book / Page24885 / 577
Map ReferenceLB 109 PG 37-42
Instrument DateAug 02, 2017
Instrument7099771
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,924.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20975 IVY CIR, 20975, MACOMB, MI 48044-2224

Transferred To (Grantee/Buyer)

NameVerified Name
Address32128 ADAMS ST, NEW HAVEN, MI 48048-1952

Mortgage

Document Number0000099772
DateAug 14, 2017
Instrument7099772
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueAug 01, 2042

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$239,500 (+18.21%)$479,000 (+18.21%)
2025$6,050.00 (+13.13%)
2023$202,600$405,200
2022$5,348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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