Macomb County property record for 20903 Ivy Cir, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,906 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jul 2007) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-27-304-002 |
| Primary APN | 20-08-27-304-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Level |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 167 ft deep x 73 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20903 IVY CIR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMMERFIELD ESTATES SUB #1 LOT 27 LIBER: 109 PAGES: 37-42 |
| Legal Subdivision | SUMMERFIELD ESTATES SUB |
| Legal Lot Number | 27 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 224101 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 5, 2017 | Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2007 · Amount on Record |
| Deed Sale | Jul 12, 2007 · Amount on Record |
| Deed Document Number | 20077099043 |
| Deed Book / Page | 18825 / 177 |
| Last Transfer Date | Mar 27, 2017 |
| Transfer Doc | 0000046161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 2300053240 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 29175/526 |
| Instrument | 202300053240 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 2300053240 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 29175/526 |
| Instrument | 202300053240 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 0000128936 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 27093/949 |
| Instrument | 2128936 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 5, 2017 |
| Property Address | 20903 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 0000046161 |
| Book / Page | 024646 / 000928 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 46161 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Title Company | ATTORNEY'S TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20903 IVY CIR MACOMB MI 480442224, MACOMB, MI 48044-2224 |
| Document Number | 46162 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 024646/000929 |
| Instrument | 46162 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,400 (+3.67%) | $372,800 (+3.67%) | |
| 2025 | $4,085.00 (+13.13%) Homeowner's exemption | $179,800 (+11.61%) | $359,600 (+11.61%) |
| 2023 | $161,100 | $322,200 | |
| 2022 | $3,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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