Macomb County property record for 20964 Ivy Cir, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,086 sqft · built 1998 |
| Lot Size | 0.643 acres (28,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jul 2018) |
| Tax Bill | $5,896 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-27-305-011 |
| Primary APN | 20-08-27-305-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Basement Area | 2,052 sqft |
| Unfinished Basement | 2,052 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 28,009 sqft (0.643 acres) |
| Lot Dimensions | 175 ft deep x 160 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20964 IVY CIR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMMERFIELD ESTATES SUB #1 LOT 37 LIBER: 109 PAGES: 37-42 |
| Legal Subdivision | SUMMERFIELD ESTATES SUB |
| Legal Lot Number | 37 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 224101 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLG HOLDINGS INC |
| Feb 3, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Feb 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 10, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2012 · Amount on Record |
| Deed Document Number | 20188077571 |
| Deed Book / Page | 25458 / 832 |
| Prior Transfer Date | Mar 27, 2011 |
| Prior Transfer Doc | 0000147067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000047404 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 25326/428 |
| Instrument | 8047404 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 0000141614 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 27168/305 |
| Instrument | 2141614 |
| Name | BLG HOLDINGS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FLINT, MI 48532 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 2200016556 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 28405/675 |
| Instrument | 202200016556 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 0000021367 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29720 SUTHERLAND DR WARREN MI 480885143, WARREN, MI 48088-5143 |
| Document Number | 0000021367 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 025837/000750 |
| Instrument | 21367 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 10, 2018 |
| Property Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 0000077571 |
| Book / Page | 25458 / 832 |
| Map Reference | LB 109 PG 37-42 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 8077571 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,709.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20964 IVY CIR, 20964, MACOMB, MI 48044-2224 |
| Name | Verified Name |
|---|---|
| Address | 20964 IVY CIR, MACOMB, MI 48044-2224 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,300 (+4.37%) | $448,600 (+4.37%) | |
| 2025 | $5,896.00 (+13.12%) Homeowner's exemption | $214,900 (+10.49%) | $429,800 (+10.49%) |
| 2023 | $194,500 | $389,000 | |
| 2022 | $5,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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