Macomb County property record for 20948 Ivy Cir, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,904 sqft · built 1996 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (Jan 2003) |
| Tax Bill | $4,095 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-27-305-010 |
| Primary APN | 20-08-27-305-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Level |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 137 ft deep x 88 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20948 IVY CIR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUMMERFIELD ESTATES SUB #1 LOT 36 LIBER: 109 PAGES: 37-42 |
| Legal Subdivision | SUMMERFIELD ESTATES SUB |
| Legal Lot Number | 36 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 224101 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20948 IVY CIR, MACOMB, MI 48044-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2003 · Amount on Record |
| Deed Sale | Jan 16, 2003 · Amount on Record |
| Prior Sale | Oct 27, 1998 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20948 IVY CIR, MACOMB, MI 48044-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 20948 IVY CIR, MACOMB, MI 48044-2224 |
| Document Number | 2102132362 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 27467/468 |
| Instrument | 202102132362 |
| Name | SIMPLE HOME LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MACOMB, MI 48044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,600 (+15.61%) | $373,200 (+15.61%) | |
| 2025 | $4,095.00 (+13.12%) | ||
| 2023 | $161,400 | $322,800 | |
| 2022 | $3,620.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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