20973 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20973 89th St, Bend, OR 97703 · Last verified January 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,882 sqft · built 1995
Lot Size1.05 acres (45,738 sqft)
OwnerTrust Name on File
Tax Bill$3,713 (2025)
Deeds & MortgagesMay 2022 Reverse Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN161227 B0 09600

Property Details

APN / Parcel Number

Primary APN161227 B0 09600
Alternative APNs
  • R2007161227B009600
  • 133155

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,882 sqft Living Area
1st Floor Area1,882 sqft

Exterior

Year BuiltBuilt 1995
Architectural StyleMobile/Manufactured
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area45,738 sqft (1.05 acres)
View / LotAverage
Garage TypeMixed
Garage Area1,120 sqft
Deck Area222 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number133155
Old Parcel NumberR2007161227B009600
Street Address20973 89TH ST
CityBEND
StateOR
Zip97703-8466
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT:14 BLK:6 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range12E
Legal Township16S
Legal Section27
Legal QuarterNW
Legal SubdivisionFIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block6
Legal Lot Number14
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2041
Census Tract1002

Owner

Source: Deschutes County records · APN 161227 B0 09600

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address20973 89TH ST, BEND, OR 97703-8466
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 04, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 09, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 09, 2019
Transfer Doc0000023687
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20973 89TH ST, BEND, OR 97703-8466
Transaction TypeMortgage
Record UpdatedMay 12, 2022
Title CompanyDESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE COMPA

Transferred To (Grantee/Buyer)

NameVerified Name
Address20973 89TH ST, BEND, OR 97703-8466

Mortgage

Document Number0000018408
DateMay 04, 2022
Instrument2022-18408
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Address9428
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term901 Months
DueJun 11, 2097
Interest
Rate4.21%
Type Change DateJun 01, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.21%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJul 09, 2019
Property Address20973 89TH ST, BEND, OR 97703-8466
Document Number0000023687
Instrument DateJul 08, 2019
Instrument23687
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20973 89TH ST BEND OR 977038466, BEND, OR 97703-8466

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,713.00 (+4.56%)$236,730 (+3%)$568,910 (-12.02%) Land $333,230 Building $235,680
2024$3,551.00 (+5.81%)$229,840 (+3%)$646,630 (-) Land $309,950 Building $336,680
2023$3,356.00$223,150$646,630 Land $309,950 Building $336,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 24% of Oregon
Wildfire LikelihoodAbout 1 in 532 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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