20955 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20955 89th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2002
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$268,800 (Jun 2014)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161227 B0 09800`

Property Details

APN / Parcel Number

Primary APN	`161227 B0 09800`
Alternative APNs	`R2007161227B009800` `133153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2002
Architectural Style	Other
Lot Area	48,787 sqft (1.12 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	164 sqft

Location & Zoning

Account Number	133153
Old Parcel Number	R2007161227B009800
Street Address	20955 89TH ST
City	BEND
State	OR
Zip	97703-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 BLK:6 SUBD:FIRST ADDITION TO WHISPERING PINES ESTAT SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range	12E
Legal Township	16S
Legal Section	27
Legal Quarter	NW
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	6
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2041
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20955 89TH ST, BEND, OR 97703-8466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2014 · Amount on Record
Deed Sale	Jun 9, 2014 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	2014-018250
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20955 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20955 89TH ST, BEND, OR 97703-8466

Mortgage

Document Number	0000022718
Date	Jun 6, 2022
Instrument	2022-22718

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20955 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002630
Date	Jan 25, 2019
Instrument	2019-02630

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20955 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002360
Date	Jan 24, 2019
Instrument	2019-02360

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20955 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043821
Date	Aug 28, 2020
Instrument	2020-43821

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20955 89TH ST, BEND, OR 97703-8466
Document Number	0000026051
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20955 89TH ST BEND OR 977038466, BEND, OR 97703-8466

Mortgage

Document Number	0000026051
Date	Jul 5, 2017
Instrument	26051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00 (+4.56%)	$162,170 (+3%)	$678,850 (-2.13%) Land $393,040 Building $285,810
2024	$2,432.00 (+5.79%)	$157,450 (+3%)	$693,630 (-) Land $365,110 Building $328,520
2023	$2,299.00	$152,870	$693,630 Land $365,110 Building $328,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 76% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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