20910 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20910 89th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,080 sqft · built 2006
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2011)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161227 B0 04900`

Property Details

APN / Parcel Number

Primary APN	`161227 B0 04900`
Alternative APNs	`R2007161227B004900` `133102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Lot Area	44,867 sqft (1.03 acres)
View / Lot	Fair
Garage Type	Mixed
Garage Area	440 sqft
Deck Area	31 sqft
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Account Number	133102
Old Parcel Number	R2007161227B004900
Street Address	20910 89TH ST
City	BEND
State	OR
Zip	97703-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:28 BLK:4 SEC/TWN/RNG/MER:SEC 27 TWN 16 RNG 12 MAP REF:161227-B0
Legal Range	12E
Legal Township	16S
Legal Section	27
Legal Quarter	NW
Legal Subdivision	FIRST ADD TO WHISPERING PINES
Legal Block	4
Legal Lot Number	28
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20910 89TH ST, BEND, OR 97703-8466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · VA Mortgage RESOLUTE BANK
Jul 9, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2011 · Amount on Record
Deed Sale	Jul 19, 2011 · Amount on Record
Prior Sale	Apr 22, 2011 · Amount on Record
Deed Document Number	2011-25243
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20910 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028966
Date	Jul 25, 2017
Instrument	2017-28966

Lender

Name	RESOLUTE BANK
Type	Bank
Address	MAUMEE, OH 43537

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20910 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027757
Date	Jul 9, 2018
Instrument	2018-27757

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+4.53%)	$146,430 (+3%)	$667,090 (-6.6%) Land $242,460 Building $424,630
2024	$1,723.00 (+5.84%)	$142,170 (+3%)	$714,250 (-) Land $226,170 Building $488,080
2023	$1,628.00	$138,030	$714,250 Land $226,170 Building $488,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: Verizon.

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