20920 89th St, Bend, OR 97703 Property Records

Deschutes County property record for 20920 89th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2003
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$194,500 (Jul 2010)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Jun 2021 Transfer May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161227-B0-04800`

Property Details

APN / Parcel Number

Primary APN	`161227-B0-04800`
Alternative APNs	`R2007161227B004800` `133103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,920 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	43,996 sqft (1.01 acres)
Garage Area	484 sqft

Location & Zoning

Account Number	133103
Street Address	20920 89TH ST
City	BEND
State	OR
Zip	97703-8466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	FIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 4 LOT PT.27
Legal Range	12
Legal Township	16
Legal Section	27
Legal Subdivision	FIRST ADDITION TO WHISPERING PINES ESTAT
Legal Block	4
Legal Lot Number	27
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2040
Census Tract	1002

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20920 89TH ST, BEND, OR 97703-8466
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Intrafamily Transfer, Transfer
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2010 · Amount on Record
Deed Sale	Jul 30, 2010 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	201029796
Last Transfer Date	Jun 4, 2021
Transfer Doc	0000034614
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jun 8, 2021
Property Address	20920 89TH ST, BEND, OR 97703-8466
Document Number	0000034614
Map Reference	CAB A PG 157
Instrument Date	Jun 4, 2021
Instrument	2021-34614
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20920 89TH ST, BEND, OR 97703-8466

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20920 89TH ST, BEND, OR 97703-8466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023892
Date	May 26, 2020
Instrument	2020-23892

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,926.00 (+4.57%)	$186,550 (+3%)	$603,370 (-6.01%) Land $235,960 Building $367,410
2024	$2,798.00 (+5.78%)	$181,120 (+3%)	$641,980 (-) Land $219,670 Building $422,310
2023	$2,645.00	$175,850	$641,980 Land $219,670 Building $422,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: Verizon.

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