Caldwell County property record for 2097 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1976 |
| Lot Size | 3.68 acres (160,301 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,461 (Feb 2009) |
| Tax Bill | $861 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25208 |
| Primary APN | 25208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,574 sqft Heated Area |
| Gross Area | 3,329 sqft |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 1,527 sqft |
| Unfinished Basement | 1,527 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 160,301 sqft (3.68 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 200 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 25208 |
|---|---|
| Street Address | 2097 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 643 PG 253 YR 1972 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 31100 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2097 ZACKS FORK RD, LENOIR, NC 28645-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2009 · Amount on Record |
| Deed Sale | Feb 9, 2009 · Amount on Record |
| Deed Book / Page | 1702 / 812 |
| Prior Transfer Date | Feb 6, 2009 |
| Prior Transfer Doc | 0017020812 |
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $861.00 (-4.55%) | $241,400 (-) Land $36,800 Building $204,600 | |
| 2025 | $902.00 (+50.58%) | $241,400 (+85.55%) Land $36,800 Building $204,600 | $241,400 (+85.55%) Land $36,800 Building $204,600 |
| 2023 | $130,100 (-) Land $31,100 Building $99,000 | $130,100 (-) Land $31,100 Building $99,000 | |
| 2022 | $599.00 | $130,100 Land $31,100 Building $99,000 | $130,100 Land $31,100 Building $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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