Caldwell County property record for 2090 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1992 |
| Lot Size | 16.4 acres (716,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Feb 2007) |
| Tax Bill | $1,905 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09163 1 13 |
| Primary APN | 09163 1 13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Heated Area |
| Gross Area | 2,428 sqft |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 416 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 716,126 sqft (16.4 acres) |
| Deck Area | 412 sqft |
| Patio Area | 412 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 178953 |
|---|---|
| Street Address | 2090 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2095 PG 1847 YR 23 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31100 |
2090 Zacks Fork Rd is owned by two individuals who bought it in February 2007.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1669 SEWEE FORT RD, MOUNT PLEASANT, SC 29466-7021 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2007 · Amount on File |
| Deed Sale | Feb 2, 2007 · Amount on File |
| Prior Sale | Jul 13, 2004 · Amount on File |
| Deed Book / Page | 1628 / 297 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2090 Zacks Fork Rd was $1,905, down 20.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,905.00 (-20.72%) | $305,200 (-) Land $79,400 Building $225,800 | |
| 2025 | $2,403.00 (+56.34%) | $305,200 Land $79,400 Building $225,800 | $305,200 Land $79,400 Building $225,800 |
| 2024 | $1,537.00 | ||
| 2023 | $194,200 (-) Land $66,800 Building $127,400 | $194,200 (-) Land $66,800 Building $127,400 | |
| 2022 | $1,450.00 | $194,200 Land $66,800 Building $127,400 | $194,200 Land $66,800 Building $127,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2090 Zacks Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2090 Zacks Fork Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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