2061 Zacks Fork Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2061 Zacks Fork Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,425 sqft · built 1960
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Tax Bill	$1,152 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172314`

Property Details

APN / Parcel Number

Primary APN	`172314`
Alternative APN	`09161 2 6`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,425 sqft Heated Area
Gross Area	2,183 sqft
1st Floor Area	1,425 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	172314
Street Address	2061 ZACKS FORK RD
City	LENOIR
State	NC
Zip	28645-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2029 PG 2089 YR 2021 ST 294.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3036
Census Tract	31100

Owner

2061 Zacks Fork Rd is owned and occupied by an individual.

Source: Caldwell County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2061 ZACKS FORK RD, LENOIR, NC 28645-7666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	May 18, 2026
Property Address	2061 ZACKS FORK RD, LENOIR, NC 28645-7666
Document Number	0010118931
Book / Page	2165 / 273
Instrument Date	Mar 5, 2026
Instrument	202610118931
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2061 ZACKS FORK RD, LENOIR, NC 28645-7666

Mortgage

Document Number	0010118931,
Date	May 18, 2026
Book Page	2165/273
Instrument	202610118931

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Sep 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 6, 2021
Property Address	2061 ZACKS FORK RD, LENOIR, NC 28645-7666
Document Number	0020292089
Book / Page	2029 / 2089
Instrument Date	Aug 6, 2021
Instrument	10061040
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2061 ZACKS FORK RD, LENOIR, NC 28645-7666

Mortgage

Document Number	10061041
Date	Aug 6, 2021
Instrument	10061041

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2061 Zacks Fork Rd was $1,152.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,600 (+0.06%) Land $24,300 Building $150,300
2025	$1,152.00	$174,500 Land $24,300 Building $150,200	$174,600 Land $24,300 Building $150,300
2023		$112,200 (-) Land $20,700 Building $91,500	$112,200 (-) Land $20,700 Building $91,500
2022	$847.00	$112,200 Land $20,700 Building $91,500	$112,200 Land $20,700 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2061 Zacks Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2061 Zacks Fork Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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