2181 Zacks Fork Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2181 Zacks Fork Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,420 sqft · built 1974
Lot Size11 acres (481,774 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2006)
Tax Bill$2,922 (2026)
Flood ZoneZone X (minimal risk)
APN09163 1 3A

Property Details

APN / Parcel Number

Primary APN09163 1 3A
Alternative APNs
  • 130564
  • 183587

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,420 sqft Heated Area
Gross Area3,992 sqft
1st Floor Area3,420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area481,774 sqft (11 acres)
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number183587
Street Address2181 ZACKS FORK RD
CityLENOIR
StateNC
Zip28645-6891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1606 PG 22 YR 06 ST 460.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group3
Census Block3019
Census Tract31100

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2181 ZACKS FORK RD, LENOIR, NC 28645-6891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2006 · Amount on Record
Deed SaleAug 7, 2006 · Amount on Record
Deed Book / Page1606 / 22
Last Transfer DateJul 1, 2025
Transfer Doc0010108593
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,922.00 (-4.73%)$470,200 (-) Land $75,000 Building $395,200
2025$3,067.00 (+52.13%)$470,200 (+73.31%) Land $75,000 Building $395,200$470,200 (+73.31%) Land $75,000 Building $395,200
2023$271,300 (-) Land $63,100 Building $208,200$271,300 (-) Land $63,100 Building $208,200
2022$2,016.00$271,300 Land $63,100 Building $208,200$271,300 Land $63,100 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

No cell data coverage reported

Nearby Properties on Zacks Fork Rd

Nearby Streets

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