Orange County property record for 20963 E Colonial Dr, Christmas, FL 32709
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,198 sqft · built 1972 |
| Lot Size | 2.34 acres (101,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Mar 2024) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Second Mortgage Feb 2020 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-22-32-6216-00-340 |
| Primary APN | 36-22-32-6216-00-340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 5,198 sqft Living Area |
| Gross Area | 5,537 sqft |
| 1st Floor Area | 4,910 sqft |
| Flooring | Carpet |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 101,930 sqft (2.34 acres) |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 627 sqft |
| Shed | 1 Shed |
| Storage Building | 2,760 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20963 E COLONIAL DR |
|---|---|
| City | CHRISTMAS |
| State | FL |
| Zip | 32709-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | UNRECORDED PLAT OF ORANGE CO ACRES TRACT 36034 DESC AS W1/2 OF E1/2 OF SE1/4 OF NE1/4 OF NE1/4 & W1/2 OF E1/2 OF THAT PT OF NE1/4 OF SE1/4 OF NE1/4 LYING N OF ST RD 50 SEC 36-22-32 |
| Legal Subdivision | ORANGE COUNTY ACRES UNREC PLAT |
| Legal Tract | 36034 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 16603 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Mar 27, 2024 | Quit Claim Deed, Transfer · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Jun 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 14, 2018 | Quit Claim Deed, Transfer ARTESIAN TITLE |
| Jun 20, 2018 | Grant Deed, Transfer ARTESIAN TITLE |
| Jun 20, 2018 | Grant Deed, Transfer ARTESIAN TITLE |
| Jun 14, 2018 | Grant Deed, Transfer ARTESIAN TITLE |
| Jun 14, 2018 | Grant Deed, Transfer ARTESIAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Jun 15, 2018 · Amount on Record |
| Deed Document Number | 2024181376 |
| Prior Transfer Date | Mar 14, 2024 |
| Prior Transfer Doc | 0000181376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 27, 2024 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000181376 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 20240181376 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000181377 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 20240181377 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000117664 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 20200117664 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIA DRIVE, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000132400 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 20210132400 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 15, 2018 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000356073 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 20180356073 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ARTESIAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIAL DR, 20963, CHRISTMAS, FL 32709-9720 |
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Investor | Possibly a Property Investor |
| Document Number | 0000356074 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 20180356074 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000349887 |
| Instrument Date | May 30, 2018 |
| Instrument | 349887 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ARTESIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 300005 FERN PARK FL 327300005, FERN PARK, FL 32730-0005 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000361809 |
| Instrument Date | May 30, 2018 |
| Instrument | 361809 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ARTESIAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIAL DR CHRISTMAS FL 327099720, CHRISTMAS, FL 32709-9720 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000361810 |
| Instrument Date | May 30, 2018 |
| Instrument | 361810 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ARTESIAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 BENTLEY ST OVIEDO FL 327658167, OVIEDO, FL 32765-8167 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000349888 |
| Instrument Date | May 30, 2018 |
| Instrument | 349888 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ARTESIAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20963 E COLONIAL DR CHRISTMAS FL 327099720, CHRISTMAS, FL 32709-9720 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 14, 2018 |
| Property Address | 20963 E COLONIAL DR, CHRISTMAS, FL 32709-9720 |
| Document Number | 0000349889 |
| Instrument Date | May 30, 2018 |
| Instrument | 349889 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ARTESIAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 BENTLEY ST OVIEDO FL 327658167, OVIEDO, FL 32765-8167 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,951 (+2.7%) | $374,521 (-4.97%) Land $110,001 Building $264,520 | |
| 2025 | $4,134.00 (+5.43%) | $272,591 (+5.99%) | $394,111 (+7.65%) Land $110,001 Building $284,110 |
| 2024 | $3,921.00 (+7.34%) | ||
| 2023 | $3,653.00 (+3.78%) | $257,193 (+3%) | $366,116 (+26.61%) Land $110,001 Building $256,115 |
| 2022 | $3,520.00 | $249,702 | $289,168 Land $46,201 Building $242,967 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/WESTERN REGIONAL WTR SYS (5 WPS) serves 206,742 people · EPA ID FL3481546 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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