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2095 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2095 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,913 sqft · built 2015
Lot Size0.139 acres (6,046 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Mar 2015)
Tax Bill$5,450 (2025)
Flood ZoneZone X (moderate risk)
APN25-2S-21-42600-000-2095

Property Details

APN / Parcel Number

Primary APN25-2S-21-42600-000-2095
Alternative APNs
  • 25-221-42600-000-2095
  • 1048218

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,913 sqft Living Area
Gross Area3,936 sqft
1st Floor Area1,632 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area6,046 sqft (0.139 acres)
Lot Dimensions110 ft deep x 55 ft wide
Garage TypeAttached
Garage Area360 sqft
DrivewayBrick Driveway
PorchFinished Screened Porch
Porch Area663 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2095 OLDE TOWNE AVE
CityMIRAMAR BEACH
StateFL
Zip32550-4591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT 2095 PH 1 OF OLDE TOWNE AT SANDESTIN PB 8-48 OR 2659-2633 OR 2663-3367 OR 2669-4591 OR 2820-1146 OR 2844-4117 OR 2846-2084 OR 2954-1423 OR 2974-1824
Legal Range021
Legal Township02S
Legal Section25
Legal SubdivisionSANDESTIN
Legal Phase1
Legal Block20
Legal Lot Number2095
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2001
Census Tract950607

Owner

2095 Olde Towne Ave is owned and occupied by two individuals who bought it in March 2015.

Source: Walton County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address2095 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2015 · Amount on File
Deed SaleMar 24, 2015 · Amount on File
Prior SaleJul 9, 2014 · Amount on File
Deed Document Number20151315937
Deed Book / Page2974 / 1824
Prior Transfer DateJul 23, 2010
Prior Transfer Doc0028462084
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2095 Olde Towne Ave was $5,450 with a homeowner's exemption, up 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,450.00 (+1.93%) Homeowner's exemption$641,778$906,670 Land $340,000 Building $566,670
2024$5,347.00 (+3.74%)
2023$5,154.00 (+1.18%) Homeowner's exemption$1,206,004 (+27.75%) Land $151,613 Building $1,054,391$1,206,004 (+27.75%) Land $151,613 Building $1,054,391
2022$5,094.00 Homeowner's exemption$944,047 Land $168,291 Building $775,756$944,047 Land $168,291 Building $775,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2095 Olde Towne Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 65 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies271 units insured
incl. 206 condo units
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2095 Olde Towne Ave is moderate, ranking above 54% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		2,000 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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