2087 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2087 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,467 sqft · built 2024
Lot Size	0.228 acres (9,919 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Sep 2022)
Tax Bill	$11,057 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`25-2S-21-42600-000-2087`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2087`
Alternative APNs	`25-221-42600-000-2087` `1048210`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,467 sqft Living Area
Gross Area	5,192 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,919 sqft (0.228 acres)
Lot Dimensions	160 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	728 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2087 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2087 OLDE TOWNE AT SANDESTIN PH 1 PB 8-48 & 49 OR 1085-235 OR 1883-12 OR 3267-2925 OR 3304-3118
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN PH 1
Legal Phase	1
Legal Block	20
Legal Lot Number	2087
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2000
Census Tract	950607

Owner

2087 Olde Towne Ave is owned by two individuals who acquired it in October 2023.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2018 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Oct 11, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage RENASANT BANK
Sep 23, 2022	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Deed Document Number	202242573
Deed Book / Page	3267 / 2925
Last Transfer Date	Oct 9, 2023
Transfer Doc	0033043118
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2087 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2087 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591

Mortgage

Document Number	0033462471
Date	Jan 6, 2025
Book Page	3346/2471
Instrument	20250000429

Lender

Name	RENASANT BANK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 11, 2023
Property Address	2087 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Document Number	0033043118
Book / Page	3304 / 3118
Map Reference	MB 8 PG 48&49
Instrument Date	Oct 9, 2023
Instrument	20230036753
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Mortgage

Document Number	0033044051
Date	Oct 11, 2023
Instrument	3304/4051

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2024

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 23, 2022
Property Address	2087 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4591
Document Number	0032672925
Book / Page	3267 / 2925
Map Reference	MB 8 PG 48&49
Instrument Date	Sep 19, 2022
Instrument	20220042573
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 NORTHGATE DR, SPRING, TX 77380-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Tax Assessment & Valuation

The 2025 property tax bill for 2087 Olde Towne Ave was $11,057, up 269.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,057.00 (+269.92%)	$1,266,198 Land $440,000 Building $826,198	$1,266,198 Land $440,000 Building $826,198
2024	$2,989.00 (+0.54%)
2023	$2,973.00 (+63.17%)	$327,300 (+63.12%) Land $327,000 Building $300	$327,300 (+63.12%) Land $327,000 Building $300
2022	$1,822.00	$200,646 Land $200,346 Building $300	$200,646 Land $200,346 Building $300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2087 Olde Towne Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2087 Olde Towne Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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