2086 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2086 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,202 sqft · built 2003
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Jul 2017)
Tax Bill	$4,272 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`25-2S-21-42600-000-2086`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2086`
Alternative APNs	`25-221-42600-000-2086` `1048209`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,202 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,375 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	159 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	406 sqft
Deck Area	Deck Area
Patio Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2086 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2086 OLDE TOWNE AT SANDESTIN PH 1 PB 8-48 OR 1085-235 OR 1827-224 OR 1907-169 OR 2410-575 OR 2730-3722 OR 2948-108 OR 3046-4954
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN PH 1
Legal Phase	1
Legal Block	20
Legal Lot Number	2086
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2000
Census Tract	950607

Owner

Source: Walton County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2086 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4524
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Document Number	201723372
Deed Book / Page	3046 / 4954
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 17, 2017
Property Address	2086 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4524
Document Number	0030464954
Book / Page	003046 / 004954
Instrument Date	Jul 14, 2017
Instrument	23372
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4220 BEACHSIDE TWO DR MIRAMAR BEACH FL 325504276, MIRAMAR BEACH, FL 32550-4276

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,272.00 (+1.96%) Homeowner's exemption	$511,471 (-50.53%)	$815,112 (-21.16%) Land $440,000 Building $375,112
2024	$4,190.00 (+3.82%)
2023	$4,036.00 (+1.2%) Homeowner's exemption	$1,033,862 (+43.29%) Land $327,000 Building $706,862	$1,033,862 (+43.29%) Land $327,000 Building $706,862
2022	$3,988.00 Homeowner's exemption	$721,522 Land $200,346 Building $521,176	$721,522 Land $200,346 Building $521,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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