2107 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2107 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,338 sqft · built 2009
Lot Size	0.205 acres (8,973 sqft)
Owner	Individual Name on Record
Last Sale	$1,085,000 (May 2018)
Tax Bill	$11,796 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25-2S-21-42600-000-2107`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2107`
Alternative APN	`1048230`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,338 sqft Living Area
Gross Area	5,670 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	8,973 sqft (0.205 acres)
Lot Dimensions	15 ft deep x 6 ft wide
Garage Type	Finished
Garage Area	550 sqft

Exterior Amenities

Porch	Porch
Porch Area	756 sqft
Deck Area	Deck Area
Patio Area	26 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1048230
Street Address	2107 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2107 OLDE TOWNE AT SANDESTIN PH I PB 8-48 OR 913-230 OR 2216-129 OR 2623-4862 OR 3072-3746
Legal Range	21W
Legal Township	02S
Legal Section	25
Legal Subdivision	OLDE TOWNE AT SANDESTIN
Legal Phase	1
Legal Lot Number	2107
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1098, TRUSSVILLE, AL 35173-6098
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage BRYANT BANK
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	2018000014649
Deed Book / Page	3072 / 3746
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2107 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4526
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	COASTAL LAND TITLE, COASTAL LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1098, TRUSSVILLE, AL 35173-6098

Mortgage

Document Number	0033870322
Date	Feb 12, 2026
Book Page	3387/322
Instrument	20260005333

Lender

Name	BRYANT BANK
Type	Bank
Address	TRUSSVILLE, AL 35173

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2018
Property Address	2107 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4526
Document Number	0030723746
Book / Page	3072 / 3746
Map Reference	MB8 PG48
Instrument Date	May 1, 2018
Instrument	2018000014649
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2107 OLDE TOWNE AVE, 2107, MIRAMAR BEACH, FL 32550-4526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1098, TRUSSVILLE, AL 35173-6098

Mortgage

Document Number	2018000014650
Date	May 4, 2018
Instrument	2018000014650

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,133,349 (-28.13%) Land $400,000 Building $733,349	$1,133,349 (-28.13%) Land $400,000 Building $733,349
2024	$11,796.00 (-0.44%)
2023	$11,848.00 (+17.18%)	$1,576,848 (+28.29%) Land $151,613 Building $1,425,235	$1,576,848 (+28.29%) Land $151,613 Building $1,425,235
2022	$10,111.00	$1,229,147 Land $168,291 Building $1,060,856	$1,229,147 Land $168,291 Building $1,060,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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