20941 Pepper Tree Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20941 Pepper Tree Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,913 sqft · built 1961
Lot Size	0.172 acres (7,490 sqft)
Owner	Company Name on Record
Last Sale	$922,500 (Jan 2003)
Tax Bill	$16,566 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`359-12-015`

Property Details

APN / Parcel Number

Primary APN	`359-12-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,913 sqft Living Area
1st Floor Area	1,103 sqft
2nd Floor Area	810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,490 sqft (0.172 acres)
Lot Dimensions	107 ft deep x 70 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20941 PEPPER TREE LN
City	CUPERTINO
State	CA
Zip	95014-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2741 PEPPER TREE BOOK 131 PAGE 12 PAGE 13 LOT 5
Legal Subdivision	PEPPER TREE
Legal Tract	2741
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3001
Census Tract	507701

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Intrafamily Transfer, Transfer · Line of Credit KEYPOINT CU
May 31, 2023	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RAYMAD PARTNERS
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2003 · Amount on Record
Deed Sale	Jan 6, 2003 · Amount on Record
Prior Sale	Sep 30, 2002 · Amount on Record
Deed Document Number	200316727339
Last Transfer Date	May 19, 2023
Transfer Doc	0025481567
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2023
Property Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Document Number	0025481567
Map Reference	MB 131 PG 12&13
Instrument Date	May 19, 2023
Instrument	25481567
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919

Mortgage

Document Number	0025481568
Date	May 31, 2023
Instrument	25481568

Lender

Name	KEYPOINT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2023
Property Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Document Number	0025481569
Map Reference	MB 131 PG 12&13
Instrument Date	May 19, 2023
Instrument	25481569
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919

Mortgage

Document Number	0025457565
Date	Apr 4, 2023
Instrument	25457565

Lender

Name	RAYMAD PARTNERS
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Nov 1, 2023

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20941 PEPPER TREE LN, CUPERTINO, CA 95014-2919

Mortgage

Document Number	0024796693
Date	Jan 22, 2021
Instrument	24796693

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,362,419 (+2%) Land $1,089,944 Building $272,475
2025	$16,566.00 (+3.8%) Homeowner's exemption	$1,335,706 (+4.04%) Land $1,068,573 Building $267,133
2023	$15,959.00 (+0.65%) Homeowner's exemption	$1,283,841 Land $1,027,080 Building $256,761
2022	$15,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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