Santa Clara County property record for 20910 Pepper Tree Ln, Cupertino, CA 95014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,002 sqft · built 1961 |
| Lot Size | 0.175 acres (7,630 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Feb 1994) |
| Tax Bill | $18,216 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 359-13-049 |
| Primary APN | 359-13-049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,002 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| 2nd Floor Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 7,630 sqft (0.175 acres) |
| Lot Dimensions | 109 ft deep x 70 ft wide |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 20910 PEPPER TREE LN |
|---|---|
| City | CUPERTINO |
| State | CA |
| Zip | 95014-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 2741 PEPPER TREE BOOK 131 PAGE 12 PAGE 13 LOT 17 |
| Legal Subdivision | PEPPER TREE |
| Legal Tract | 2741 |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 507701 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20910 PEPPER TREE LN, CUPERTINO, CA 95014-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 1994 · Amount on Record |
| Deed Sale | Feb 23, 1994 · Amount on Record |
| Deed Document Number | 199412370079 |
| Deed Book / Page | 314 / 1991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 20910 PEPPER TREE LN, CUPERTINO, CA 95014-2918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023908424 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 23908424 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.26% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Cupertino City |
| Elementary School District | Cupertino Union Elementary School District (KG - 08) |
| Secondary School District | Fremont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,506,998 (+2%) Land $323,668 Building $1,183,330 | |
| 2025 | $18,216.00 (+3.79%) Homeowner's exemption | $1,477,450 (+4.04%) Land $317,322 Building $1,160,128 |
| 2023 | $17,551.00 (+0.78%) Homeowner's exemption | $1,420,080 Land $305,000 Building $1,115,080 |
| 2022 | $17,415.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, Sail Internet, T-Mobile.
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