20970 Pepper Tree Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20970 Pepper Tree Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,913 sqft · built 1961
Lot Size	0.175 acres (7,630 sqft)
Owner	2 Company Names on File
Last Sale	$2,200,000 (Jan 2019)
Tax Bill	$31,563 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`359-13-045`

Property Details

APN / Parcel Number

Primary APN	`359-13-045`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,913 sqft Living Area
1st Floor Area	1,103 sqft
2nd Floor Area	810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,630 sqft (0.175 acres)
Lot Dimensions	109 ft deep x 70 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	3,128 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20970 PEPPER TREE LN
City	CUPERTINO
State	CA
Zip	95014-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2741 PEPPER TREE BOOK 131 PAGE 12 PAGE 13 LOT 13
Legal Subdivision	PEPPER TREE
Legal Tract	2741
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3011
Census Tract	507701

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Intrafamily Transfer, Transfer
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 8, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Nov 24, 1993 · Amount on File
Deed Document Number	201924093966
Last Transfer Date	Mar 1, 2024
Transfer Doc	0025618251
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2024
Property Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918
Document Number	0025618251
Instrument Date	Mar 1, 2024
Instrument	25618251
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918

Mortgage

Document Number	0024975089
Date	May 26, 2021
Instrument	24975089

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 8, 2019
Property Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918
Document Number	0024093966
Map Reference	MB 131 PG 12&13
Instrument Date	Dec 27, 2018
Instrument	24093966
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20970 PEPPER TREE LN, CUPERTINO, CA 95014-2918

Mortgage

Document Number	0024093967
Date	Jan 8, 2019
Instrument	24093967

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,669,855 (+2%) Land $2,002,577 Building $667,278
2025	$31,563.00 (+13.52%)	$2,617,506 (+14.3%) Land $1,963,311 Building $654,195
2023	$27,803.00 (-7.43%)	$2,290,000 Land $1,717,600 Building $572,400
2022	$30,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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