20955 Pepper Tree Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20955 Pepper Tree Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,253 sqft · built 1961
Lot Size	0.172 acres (7,490 sqft)
Owner	Company Name on Record
Last Sale	$2,920,000 (Jul 2021)
Tax Bill	$37,394 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`359-12-016`

Property Details

APN / Parcel Number

Primary APN	`359-12-016`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,253 sqft Living Area
1st Floor Area	1,442 sqft
2nd Floor Area	811 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,490 sqft (0.172 acres)
Lot Dimensions	107 ft deep x 70 ft wide
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20955 PEPPER TREE LN
City	CUPERTINO
State	CA
Zip	95014-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2741 PEPPER TREE BOOK 131 PAGE 12 PAGE 13 LOT 4
Legal Subdivision	PEPPER TREE
Legal Tract	2741
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3001
Census Tract	507701

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Intrafamily Transfer, Transfer
Jul 29, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 29, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Deed Document Number	202125048274
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 16, 2022
Property Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Document Number	0025358791
Map Reference	MB 131 PG 12&13
Instrument Date	Aug 10, 2022
Instrument	25358791
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 29, 2021
Property Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Document Number	0025048274
Map Reference	MB 131 PG 12&13
Instrument Date	Jul 19, 2021
Instrument	25048274
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919

Mortgage

Document Number	0025048275
Date	Jul 29, 2021
Instrument	25048275

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	10%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023888390
Date	Mar 15, 2018
Instrument	23888390

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 29, 2020
Property Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Document Number	0024767586
Instrument Date	Dec 11, 2020
Instrument	24767586
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	711 S HENRY AVE #AYE SAN JOSE CA 951172215, SAN JOSE, CA 95117-2215

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 21, 2020
Property Address	20955 PEPPER TREE LN, CUPERTINO, CA 95014-2919
Document Number	0024665223
Instrument Date	Dec 2, 1993
Instrument	24665223
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20955 PEPPER TREE LN CUPERTINO CA 950142919, CUPERTINO, CA 95014-2919

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,196,780 (+2%) Land $3,002,665 Building $194,115
2025	$37,394.00 (+21.88%) Homeowner's exemption	$3,134,099 (+22.91%) Land $2,943,790 Building $190,309
2023	$30,680.00 (-12.71%)	$2,550,000 Land $2,395,100 Building $154,900
2022	$35,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Pepper Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures