2085 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2085 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,346 sqft · built 2017
Lot Size	0.166 acres (7,229 sqft)
Owner	Individual Name on Record
Last Sale	$2,109,500 (Jun 2018)
Tax Bill	$29,165 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-043-4`

Property Details

APN / Parcel Number

Primary APN	`222-790-043-4`
Alternative APN	`222-790-043`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,346 sqft Living Area
1st Floor Area	2,560 sqft
2nd Floor Area	2,786 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	7,229 sqft (0.166 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2085 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L131
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4015
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 28, 2018	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC
Jun 28, 2018	Grant Deed, Subdivision Related Transfer · ARM GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	2018103201
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0000103200
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017651
Date	Jan 29, 2020
Instrument	2020-017651

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 EIDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000130656
Date	Apr 30, 2021
Instrument	2021-130656

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000165535
Date	Oct 24, 2022
Instrument	2022-165535

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 28, 2018
Property Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000103200
Instrument Date	Jun 25, 2018
Instrument	103200
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2085 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 28, 2018
Property Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000103201
Map Reference	MB 529 PG 25-44
Instrument Date	Apr 25, 2018
Instrument	2018-103201
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2085 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000103202
Date	Jun 28, 2018
Instrument	2018-103202

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,447,784 (+2%) Land $1,061,120 Building $1,386,664
2025	$29,165.00 (+3.89%) Homeowner's exemption	$2,399,789 (+4.04%) Land $1,040,314 Building $1,359,475
2023	$28,074.00 (+1.11%) Homeowner's exemption	$2,306,604 Land $999,918 Building $1,306,686
2022	$27,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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