2046 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 2046 Chaparral Dr, El Centro, CA 92243 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,542 sqft · built 2021
Lot Size0.21 acres (9,138 sqft)
Owner2 Individual Names on File
Last Sale$515,500 (Dec 2021)
Tax Bill$6,584 (2025)
Deeds & MortgagesSep 2023 Transfer
Dec 2017 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN052-802-009-000

Property Details

APN / Parcel Number

Primary APN052-802-009-000
Alternative APN
  • 052-802-009

Interior

Stories1 Story
Building Area2,542 sqft Living Area
1st Floor Area2,542 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area9,138 sqft (0.21 acres)
Garage TypeAttached
Garage Area697 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number052-802-009
Street Address2046 CHAPARRAL DR
CityEL CENTRO
StateCA
Zip92243-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 19 OF LOTUS RANCH SUB UN B1
Legal SubdivisionLOTUS RANCH SUB UN B1
Legal Block3
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group3
Census Block3024
Census Tract11803

Owner

Source: Imperial County records · APN 052-802-009-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2616, EL CENTRO, CA 92244-2616
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Intrafamily Transfer, Transfer
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITY VALLEY BANK
Feb 04, 2021Deed of Trust, Mortgage · SBA Mortgage
COMMUNITY VALLEY BANK
Dec 22, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 20, 2017Grant Deed, Mortgage
COMMUNITY VLY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Deed Document Number202132656
Last Transfer DateSep 19, 2023
Transfer Doc0000014437
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateSep 19, 2023
Property Address2046 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000014437
Map ReferenceMB 27 PG 31
Instrument DateSep 19, 2023
Instrument2023014437
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3305, EL CENTRO, CA 92244-3305

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2046 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028001
DateDec 20, 2017
Instrument2017028001
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2046 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 CHAPARRAL DRIVE, EL CENTRO, CA 92243

Mortgage

Document Number0000002790
DateFeb 04, 2021
Instrument2021002790
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeSBA Mortgage
AmountAmount Recorded

December 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 22, 2021
Property Address2046 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000032656
Map ReferenceMB 27 PG 31
Instrument DateDec 17, 2021
Instrument2021032656
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 2616, EL CENTRO, CA 92244-2616

Mortgage

Document Number0000032657
DateDec 22, 2021
Instrument2021032657
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate12.7%
Type Change DateJan 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 20, 2017
Property Address2046 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Instrument DateDec 05, 2017
Instrument27997
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number0000027997
DateDec 20, 2017
Instrument27997
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$557,991 (+2%) Land $108,242 Building $449,749
2025$6,584.00 (+13.13%)$547,051 (+4.04%) Land $106,120 Building $440,931
2024$5,820.00 (+0.14%)
2023$5,812.00 (+2.43%)$525,810 Land $102,000 Building $423,810
2022$5,674.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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