Deschutes County property record for 20928 Ridgewater Ct, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,372 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2018) |
| Tax Bill | $6,401.00 (2025) |
| Primary APN | 181215 BA 03005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,372 sqft Living Area |
| 1st Floor | 1,646 sqft 1st Floor |
| 2nd Floor | 726 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Split Level Style |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 744 sqft Garage |
| Account Number | 206853 |
|---|---|
| Old Parcel Number | R1088181215BA03005 |
| Street Address | 20928 RIDGEWATER CT |
| City | BEND |
| State | OR |
| Zip | 97702-2281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:38 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NE |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 38 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181215 BA 03005
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20928 RIDGEWATER CT, BEND, OR 97702-2281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Jul 16, 2014 |
| Deed Doc Number | 2018-29447 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20928 RIDGEWATER CT, BEND, OR 97702-2281 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003614 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-03614 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 19, 2018 |
| Property Address | 20928 RIDGEWATER CT, BEND, OR 97702-2281 |
| Document Number | 0000029447 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 29447 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20928 RIGDEWATER CT BEND OR 97702, BEND, OR 97702 |
| Document Number | 29448 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 29448 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,401.00 (+3.95%) | $410,430 (+3%) | $856,010 (-) Land $288,340 Building $567,670 |
| 2024 | $6,158.00 (+7.86%) | $398,480 (+3%) | $856,010 (+6.7%) Land $288,340 Building $567,670 |
| 2023 | $5,709.00 | $386,880 | $802,240 Land $234,570 Building $567,670 |
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