Deschutes County property record for 20922 Ridgewater Ct, Bend, OR 97702 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,610 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Garage | Mixed, 744 sqft |
| Last Sale | $750,000 (2021) |
| Tax Bill | $6,384.00 (2025) |
| Primary APN | 181215 BA 03004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,610 sqft Living Area |
| 1st Floor | 1,752 sqft 1st Floor |
| 2nd Floor | 858 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Split Level Style |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Mixed Garage |
| Garage Area | 744 sqft Garage |
| Deck Area | 392 sqft Deck |
| Account Number | 206852 |
|---|---|
| Old Parcel Number | R1088181215BA03004 |
| Street Address | 20922 RIDGEWATER CT |
| City | BEND |
| State | OR |
| Zip | 97702-2281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:39 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 15 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NE |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 39 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181215 BA 03004
Assessment roll updated September 30, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18160 COTTONWOOD RD, SUNRIVER, OR 97707-9317 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Nov 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2015 |
| Deed Doc Number | 2021-65775 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20922 RIDGEWATER CT, BEND, OR 97702-2281 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000026748 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-26748 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 04, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20922 RIDGEWATER CT, BEND, OR 97702-2281 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000017890 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020-17890 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Nov 29, 2021 |
| Property Address | 20922 RIDGEWATER CT, BEND, OR 97702-2281 |
| Document Number | 0000065775 |
| Map Reference | CAB F PG 174 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-65775 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6511 86TH AVENUE CT W, UNIVERSITY PLACE, WA 98467-4037 |
| Document Number | 0000065776 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-65776 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,384.00 (+3.94%) | $377,880 (+3%) | $745,140 (-) Land $242,030 Building $503,110 |
| 2024 | $6,142.00 (+7.87%) | $366,880 (+3%) | $745,140 (+6.35%) Land $242,030 Building $503,110 |
| 2023 | $5,694.00 | $356,200 | $700,630 Land $197,520 Building $503,110 |
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