20911 Ridgewater Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20911 Ridgewater Ct, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	2,395 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$582,500 (2020)
Tax Bill	$7,084.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`181215 BA 03010`
Alternative APNs	`R1088181215BA03010` `206858`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,395 sqft Living Area
1st Floor	2,097 sqft 1st Floor
2nd Floor	298 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Architectural Style	Split Level Style
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed Garage
Garage Area	566 sqft Garage
Deck Area	78 sqft Deck

Location & Zoning

Account Number	206858
Old Parcel Number	R1088181215BA03010
Street Address	20911 RIDGEWATER CT
City	BEND
State	OR
Zip	97702-2281
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT:33 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range	12E
Legal Township	18S
Legal Section	15
Legal Quarter	NW
Legal Quarter Quarter	NE
Legal Subdivision	RIDGEWATER PHASES 1 AND 2 PUD
Legal Lot Number	33
Jurisdiction	DESCHUTES OR
Minor Civil Division	BEND
Census Blockgroup	3
Census Block	3022
Census Tract	1904

Owner

Source: Deschutes County records · APN 181215 BA 03010

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	20911 RIDGEWATER CT, BEND, OR 97702-2281
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2020 · Amount on Record
Deed Sale	Jan 09, 2020 · Amount on Record
Deed Doc Number	2020-00991
Record Refreshed	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 09, 2020
Property Address	20911 RIDGEWATER CT, BEND, OR 97702-2281
Document Number	0000000991
Instrument Date	Jan 07, 2020
Instrument	991
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$582.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	20911 RIDGEWATER CT BEND OR 977022281, BEND, OR 97702-2281

Mortgage

Document Number	993
Date	Jan 09, 2020
Instrument	993

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 08, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,084.00 (+3.93%)	$419,320 (+3%)	$917,970 (-) Land $288,340 Building $629,630
2024	$6,816.00 (+7.88%)	$407,110 (+3%)	$917,970 (+6.22%) Land $288,340 Building $629,630
2023	$6,318.00	$395,260	$864,200 Land $234,570 Building $629,630