20923 Ridgewater Ct, Bend, OR 97702 Property Records

Deschutes County property record for 20923 Ridgewater Ct, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,434 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$349,000 (2011)
Tax Bill$6,595.00 (2025)

Property Details

APN / Parcel Number

Primary APN181215 BA 03008
Alternative APNs
  • R1088181215BA03008
  • 206856

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,434 sqft Living Area
1st Floor2,434 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Architectural StyleOther Style
Lot Area10,019 sqft (0.23 acres)
Garage TypeMixed Garage
Garage Area700 sqft Garage

Location & Zoning

Account Number206856
Old Parcel NumberR1088181215BA03008
Street Address20923 RIDGEWATER CT
CityBEND
StateOR
Zip97702-2281
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:35 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range12E
Legal Township18S
Legal Section15
Legal QuarterNW
Legal Quarter QuarterNE
Legal SubdivisionRIDGEWATER PHASES 1 AND 2 PUD
Legal Lot Number35
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup3
Census Block3022
Census Tract1904

Owner

Source: Deschutes County records · APN 181215 BA 03008

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address20923 RIDGEWATER CT, BEND, OR 97702-2281
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Jun 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2011 · Amount on Record
Deed SaleJul 22, 2011 · Amount on Record
Prior SaleDec 21, 2020
Deed Doc Number0000025564
Last Transfer DateJun 12, 2025
Transfer Doc0000015052
Record RefreshedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20923 RIDGEWATER CT, BEND, OR 97702-2281
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048486
DateDec 11, 2019
Instrument2019-48486
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateDec 21, 2020
Property Address20923 RIDGEWATER CT, BEND, OR 97702-2281
Document Number0000069357
Instrument DateDec 12, 2020
Instrument2020-69357
Transaction TypeTransfer
Record UpdatedNov 12, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20923 RIDGEWATER CT, BEND, OR 97702-2281

Mortgage

Document Number0000069358
DateDec 21, 2020
Instrument2020-69358
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJun 17, 2020
Property Address20923 RIDGEWATER CT, BEND, OR 97702-2281
Document Number0000028008
Instrument DateJun 16, 2020
Instrument28008
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20923 RIDGEWATER CT BEND OR 977022281, BEND, OR 97702-2281

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,595.00 (+3.94%)$416,670 (+3%)$908,690 (-) Land $288,340 Building $620,350
2024$6,345.00 (+7.87%)$404,540 (+3%)$908,690 (+6.29%) Land $288,340 Building $620,350
2023$5,882.00$392,760$854,920 Land $234,570 Building $620,350

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