Riverside County property record for 20928 Mountain Gate Dr, Riverside, CA 92507
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,909 sqft · built 2019 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (May 2020) |
| Tax Bill | $11,084 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-601-012 |
| Primary APN | 257-601-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,909 sqft Living Area |
| Gross Area | 3,391 sqft |
| 1st Floor Area | 2,909 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20928 MOUNTAIN GATE DR |
|---|---|
| City | RIVERSIDE |
| State | CA |
| Zip | 92507-0199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 0.32334317 ACREAGEQUALCODE ML LOT 154 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600 |
| Legal Subdivision | TRACT NO 29600 |
| Legal Tract | 29600 |
| Legal Lot Number | 154 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 42214 |
20928 Mountain Gate Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Riverside County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20928 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION |
| May 29, 2020 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on File |
| Deed Sale | May 29, 2020 · Amount on File |
| Deed Document Number | 2020229953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 3, 2026 |
| Property Address | 20928 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199 |
| Document Number | 0000169626 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026169626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 20928 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199 |
| Document Number | 0000169626, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 2026169626 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 29, 2020 |
| Property Address | 20928 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199 |
| Document Number | 0000229953 |
| Map Reference | MB 467 PG 5-25 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2020-0229953 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20928 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199 |
| Document Number | 0000229954 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0229954 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 20928 Mountain Gate Dr was $11,084.
Source: Riverside County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Riverside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,084.00 | $612,043 Land $82,021 Building $530,022 | |
| 2023 | $10,485.00 (+2%) | $588,279 Land $78,837 Building $509,442 | |
| 2022 | $10,279.00 | ||
| 2021 | $554,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20928 Mountain Gate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20928 Mountain Gate Dr is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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