20946 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20946 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,316 sqft · built 2020
Lot Size	0.274 acres (11,914 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2026)
Tax Bill	$11,683 (2025)
Deeds & Mortgages	Oct 2026 Sale Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-601-013`

Property Details

APN / Parcel Number

Primary APN	`257-601-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	2,316 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	11,914 sqft (0.274 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20946 MOUNTAIN GATE DR
City	RIVERSIDE
State	CA
Zip	92507-0199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.27351597 ACREAGEQUALCODE ML LOT 155 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Subdivision	TRACT NO 29600
Legal Tract	29600
Legal Lot Number	155
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

Source: Riverside County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20946 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Grant Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jul 22, 2020	Grant Deed, Transfer · Conventional Mortgage THELENDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Jul 22, 2020 · Amount on File
Deed Document Number	2026313921
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 7, 2026
Property Address	20946 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Document Number	0000313921
Instrument Date	Sep 2, 2026
Instrument	2026313921
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20946 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20946 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20946 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000444628
Date	Jul 26, 2021
Instrument	2021-0444628

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 22, 2020
Property Address	20946 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Document Number	0000324181
Instrument Date	Mar 25, 2020
Instrument	324181
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20946 MOUNTAIN GATE DR RIVERSIDE CA 925070199, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	324182
Date	Jul 22, 2020
Instrument	324182

Lender

Name	THELENDER
Address	COTTLEVILLE, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,350 (+2%) Land $82,804 Building $568,546
2025	$11,683.00 (+6.55%) Homeowner's exemption	$638,580 (+4.04%) Land $81,181 Building $557,399
2024	$10,965.00 (+2.57%)
2023	$10,690.00 (+6.16%) Homeowner's exemption	$613,785 (+8.66%) Land $78,030 Building $535,755
2022	$10,070.00 Homeowner's exemption	$564,888 Land $76,500 Building $488,388
2021			$528,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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