20921 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20921 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,604 sqft · built 2020
Lot Size	0.307 acres (13,412 sqft)
Owner	Individual Name on Record
Last Sale	$604,500 (Jul 2020)
Tax Bill	$11,952 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`257-600-011`

Property Details

APN / Parcel Number

Primary APN	`257-600-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,604 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Wood
Lot Area	13,412 sqft (0.307 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	257600011
Street Address	20921 MOUNTAIN GATE DR
City	RIVERSIDE
State	CA
Zip	92507-0199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.30791697 ACREAGEQUALCODE ML LOT 26 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Tract	29600
Legal Lot Number	26
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	2020-0291507
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000394095
Date	Dec 19, 2025
Instrument	2025-0394095

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000367731
Date	Dec 11, 2023
Instrument	2023-0367731

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000053186
Date	Feb 24, 2023
Instrument	2023-0053186

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000526925
Date	Oct 29, 2020
Instrument	2020-0526925

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Aug 24, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000052555
Date	Feb 1, 2022
Instrument	2022-0052555

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000398236
Date	Sep 19, 2022
Instrument	2022-0398236

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Document Number	0000526924
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20921 MOUNTAIN GATE DR RIVERSIDE CA 925070199, RIVERSIDE, CA 92507-0199

Mortgage

Document Number	0000526924
Date	Oct 20, 2020
Instrument	526924

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013-8920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 6, 2020
Property Address	20921 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0199
Document Number	0000291507
Map Reference	MB 467 PG 5-25
Instrument Date	Jun 9, 2020
Instrument	2020-0291507
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2092 1 MOUNTAIN GATE DRIVE, RIVERSIDE, CA 92507

Mortgage

Document Number	0000291508
Date	Jul 6, 2020
Instrument	2020-0291508

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,952.00 (+5.59%)	$690,319 (+4.04%) Land $81,181 Building $609,138
2023	$11,319.00 (+2%)	$663,516 Land $78,030 Building $585,486
2022	$11,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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