20897 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 20897 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,316 sqft · built 2019
Lot Size	0.197 acres (8,594 sqft)
Owner	Company Name on File
Last Sale	$533,000 (Jun 2020)
Tax Bill	$10,755 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-600-009`

Property Details

APN / Parcel Number

Primary APN	`257-600-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	2,809 sqft
1st Floor Area	2,316 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	8,594 sqft (0.197 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20897 MOUNTAIN GATE DR
City	RIVERSIDE
State	CA
Zip	92507-0198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.19730531 ACREAGEQUALCODE ML LOT 24 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal Subdivision	TRACT NO 29600
Legal Tract	29600
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	42214

Owner

Source: Riverside County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 1, 2023	Intrafamily Transfer, Transfer
Jun 11, 2020	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2020250406
Last Transfer Date	Jan 24, 2023
Transfer Doc	0000030014
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000391885
Date	Dec 17, 2025
Instrument	2025-0391885

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 1, 2023
Property Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000030014
Map Reference	MB 467 PG 5-25
Instrument Date	Jan 24, 2023
Instrument	2023-0030014
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 11, 2020
Property Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198
Document Number	0000250406
Map Reference	MB 467 PG 5-25
Instrument Date	Mar 6, 2020
Instrument	2020-0250406
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20897 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0198

Mortgage

Document Number	0000250407
Date	Jun 11, 2020
Instrument	2020-0250407

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,755.00 (+5.75%)	$582,404 (+4.04%) Land $82,019 Building $500,385
2023	$10,170.00 (+2.01%)	$559,790 Land $78,835 Building $480,955
2022	$9,970.00
2021			$623,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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