Harris County property record for 20915 Cullen Ranch Rd, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 2018 |
| Lot Size | 0.139 acres (6,067 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,552 (May 2026) |
| Tax Bill | $6,760 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-780-004-0023 |
| Primary APN | 139-780-004-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 2,060 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,067 sqft (0.139 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1397800040023 |
|---|---|
| Street Address | 20915 CULLEN RANCH RD |
| City | KATY |
| State | TX |
| Zip | 77449-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 23 BLK 4 MEADOWS AT WESTFIELD VILLAGE SEC 2 |
| Legal Subdivision | MEADOWS AT WESTFIELD VILLAGE SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 23 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 542202 |
20915 Cullen Ranch Rd is owned and occupied by an individual who bought it in May 2026.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20915 CULLEN RANCH RD, KATY, TX 77449-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Prior Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 2026173063 |
| Prior Transfer Date | Feb 7, 2019 |
| Prior Transfer Doc | 2019055624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 4, 2026 |
| Property Address | 20915 CULLEN RANCH RD, KATY, TX 77449-2171 |
| Document Number | 0000173063 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.173063 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20915 CULLEN RANCH RD, KATY, TX 77449-2171 |
| Document Number | 0000173064, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..173064 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000173065, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.173065 |
| Name | TEXAS STATE AFFORDABLE HSNG COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 3 Months |
| Due | Apr 30, 2029 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 20915 Cullen Ranch Rd was $6,760, down 3.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,302 (-) Land $61,854 Building $217,448 | $279,302 (-) Land $61,854 Building $217,448 | |
| 2025 | $6,760.00 (-3.19%) | $279,302 Land $61,854 Building $217,448 | $279,302 Land $61,854 Building $217,448 |
| 2024 | $6,983.00 | ||
| 2023 | $298,340 Land $61,854 Building $236,486 | $298,340 Land $61,854 Building $236,486 | |
| 2022 | $2,049.00 | ||
| 2020 | $1,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20915 Cullen Ranch Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 5 (2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20915 Cullen Ranch Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST HARRIS COUNTY MUD 12 serves 7,764 people · EPA ID TX1011901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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