20917 Sage Creek Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20917 Sage Creek Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,365 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$423,000 (Apr 2014)
Tax Bill	$5,895 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181215-BA-02946`

Property Details

APN / Parcel Number

Primary APN	`181215-BA-02946`
Alternative APN	`240445`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,365 sqft Living Area
Gross Area	4,229 sqft
1st Floor Area	1,898 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Lot Area	8,712 sqft (0.2 acres)
Garage Area	864 sqft

Location & Zoning

Account Number	240445
Street Address	20917 SAGE CREEK DR
City	BEND
State	OR
Zip	97702-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	RIDGEWATER II PUD LOT 40
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	RIDGEWATER II PUD
Legal Lot Number	40
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3021
Census Tract	1904

Owner

Source: Deschutes County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20917 SAGE CREEK DR, BEND, OR 97702-2322
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
May 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2014 · Amount on Record
Deed Sale	Apr 4, 2014 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	201410066
Last Transfer Date	May 19, 2020
Transfer Doc	0000022687
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20917 SAGE CREEK DR, BEND, OR 97702-2322
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006806
Date	Mar 11, 2026
Instrument	2026-06806

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20917 SAGE CREEK DR, BEND, OR 97702-2322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036300
Date	Sep 6, 2018
Instrument	2018-36300

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 19, 2020
Property Address	20917 SAGE CREEK DR, BEND, OR 97702-2322
Document Number	0000022687
Map Reference	DOC 2003-44905
Instrument Date	May 19, 2020
Instrument	2020-22687
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20917 SAGE CREEK DR, BEND, OR 97702-2322

Mortgage

Document Number	0000022688
Date	May 19, 2020
Instrument	2020-22688

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,895.00 (+3.93%)	$348,940 (+3%)	$978,270 (-) Land $267,160 Building $711,110
2024	$5,672.00 (+7.87%)	$338,780 (+3%)	$978,270 (+5.33%) Land $267,160 Building $711,110
2023	$5,258.00	$328,920	$928,740 Land $217,630 Building $711,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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