20908 Sage Creek Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20908 Sage Creek Dr, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,120 sqft · built 2004
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Tax Bill$5,700 (2025)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN181215 BA 02949

Property Details

APN / Parcel Number

Primary APN181215 BA 02949
Alternative APN
  • 240448

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,120 sqft Living Area
1st Floor Area1,603 sqft
2nd Floor Area517 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleSplit Level
Lot Area7,841 sqft (0.18 acres)
Garage TypeMixed
Garage Area587 sqft
Deck Area376 sqft

Location & Zoning

Account Number240448
Street Address20908 SAGE CREEK DR
CityBEND
StateOR
Zip97702-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:2 SUBD:RIDGEWATER II PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range12E
Legal Township18S
Legal Section15
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionRIDGEWATER II PUD
Legal Lot Number2
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3018
Census Tract1904

Owner

20908 Sage Creek Dr is owned and occupied by two individuals who acquired it in June 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address20908 SAGE CREEK DR, BEND, OR 97702-2322
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateJun 18, 2019
Transfer Doc0000020716
Record UpdatedJun 8, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESCHUTES OR
Recording DateJun 18, 2019
Property Address20908 SAGE CREEK DR, BEND, OR 97702-2322
Document Number0000020716
Instrument DateJun 18, 2019
Instrument20716
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address20908 SAGE CREEK DR BEND OR 977022322, BEND, OR 97702-2322

Tax Assessment & Valuation

The 2025 property tax bill for 20908 Sage Creek Dr was $5,700, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,700.00 (+3.94%)$363,690 (+3%)$853,000 (-) Land $302,490 Building $550,510
2024$5,484.00 (+7.87%)$353,100 (+3%)$853,000 (+7.11%) Land $302,490 Building $550,510
2023$5,084.00 (+3.97%)$342,820 (+6.09%)$796,400 (+28.48%) Land $245,890 Building $550,510
2022$4,890.00$323,150$619,840 Land $196,370 Building $423,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20908 Sage Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20908 Sage Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Webformix.

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