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20920 Sage Creek Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20920 Sage Creek Dr, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,085 sqft · built 2005
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on Record
Last Sale$400,000 (Jan 2006)
Tax Bill$5,441 (2025)
Deeds & MortgagesFeb 2023 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN181215 BA 02953

Property Details

APN / Parcel Number

Primary APN181215 BA 02953
Alternative APN
  • 240452

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,085 sqft Living Area
1st Floor Area2,080 sqft

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Lot Area7,841 sqft (0.18 acres)
Garage TypeMixed
Garage Area924 sqft
Deck Area482 sqft
Shed1 Shed

Location & Zoning

Account Number240452
Street Address20920 SAGE CREEK DR
CityBEND
StateOR
Zip97702-2322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:5 SUBD:RIDGEWATER II PUD SEC/TWN/RNG/MER:SEC 15 TWN 18 RNG 12 MAP REF:181215-BA
Legal Range12E
Legal Township18S
Legal Section15
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionRIDGEWATER II PUD
Legal Lot Number5
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3018
Census Tract1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address20920 SAGE CREEK DR, BEND, OR 97702-2322
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Intrafamily Transfer, Transfer
Sep 3, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 18, 2006 · Amount on Record
Deed SaleJan 18, 2006 · Amount on Record
Prior SaleSep 3, 2021
Deed Document Number0000003527
Last Transfer DateFeb 23, 2023
Transfer Doc0000004016
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateFeb 23, 2023
Property Address20920 SAGE CREEK DR, BEND, OR 97702-2322
Document Number0000004016
Instrument DateFeb 21, 2023
Instrument2023-04016
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address20920 SAGE CREEK DR, BEND, OR 97702-2322

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateSep 3, 2021
Property Address20920 SAGE CREEK DR, BEND, OR 97702-2322
Document Number0000051096
Map ReferenceCAB A PG 15
Instrument DateAug 31, 2021
Instrument2021-51096
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1332 NW FEDERAL ST, BEND, OR 97703-2337

Mortgage

Document Number0000051113
DateSep 3, 2021
Instrument2021-51113
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,441.00 (+3.94%)$322,060 (+3%)$752,760 (-) Land $302,490 Building $450,270
2024$5,235.00 (+7.87%)$312,680 (+3%)$752,760 (+8.13%) Land $302,490 Building $450,270
2023$4,853.00$303,580$696,160 Land $245,890 Building $450,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Webformix.

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