Deschutes County property record for 20921 Sage Creek Dr, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,466 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $805,000 (Jun 2026) |
| Tax Bill | $5,566 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181215-BA-02944 |
| Primary APN | 181215-BA-02944 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 1,710 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 623 sqft |
| Account Number | 240443 |
|---|---|
| Street Address | 20921 SAGE CREEK DR |
| City | BEND |
| State | OR |
| Zip | 97702-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | RIDGEWATER II PUD LOT 41 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 15 |
| Legal Subdivision | RIDGEWATER II PUD |
| Legal Lot Number | 41 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1904 |
Source: Deschutes County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20921 SAGE CREEK DR, BEND, OR 97702-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2015 · Amount on Record |
| Deed Document Number | 202619669 |
| Prior Transfer Date | Jan 2, 2014 |
| Prior Transfer Doc | 0000000298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 30, 2026 |
| Property Address | 20921 SAGE CREEK DR, BEND, OR 97702-2322 |
| Document Number | 0000019669 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202619669 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | WESTERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20921 SAGE CREEK DR, BEND, OR 97702-2322 |
| Document Number | 0000019670, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202619670 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,566.00 (+3.94%) | $329,450 (+3%) | $817,030 (-) Land $267,160 Building $549,870 |
| 2024 | $5,355.00 (+7.88%) | $319,860 (+3%) | $817,030 (+6.45%) Land $267,160 Building $549,870 |
| 2023 | $4,964.00 | $310,550 | $767,500 Land $217,630 Building $549,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Webformix.
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