2091 Edwards Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2091 Edwards Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1987
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2023)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2023 Sale
APN	`453889 18-1-63.2`

Property Details

APN / Parcel Number

Primary APN	`453889 18-1-63.2`
Alternative APN	`388901800000010630020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	520 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2091 EDWARDS RD
City	WATERLOO
State	NY
Zip	13165-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB00-47
Legal Block	1
Legal Lot Number	63.002
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3019
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2091 EDWARDS RD, WATERLOO, NY 13165-9574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PAULSEN FMLY IRT
May 23, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	202363165
Deed Book / Page	1079 / 329
Prior Transfer Date	Dec 26, 2018
Prior Transfer Doc	001078/128
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Jun 23, 2023
Property Address	2091 EDWARDS RD, WATERLOO, NY 13165-9574
Document Number	001079/329
Book / Page	1079 / 329
Instrument Date	Jun 9, 2023
Instrument	63165
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 EDWARDS RD, WATERLOO, NY 13165-9574

Mortgage

Document Number	0000063166
Date	Jun 23, 2023
Instrument	63166

Lender

Name	PAULSEN FMLY IRT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	May 23, 2023
Property Address	2091 EDWARDS RD, WATERLOO, NY 13165-9574
Document Number	001078/128
Book / Page	1078 / 128
Instrument Date	Dec 26, 2018
Instrument	62826
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2415 CHINKAPIN CT, GASTONIA, NC 28054-3871

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (+234.38%)	$136,900 (-) Land $20,600 Building $116,300	$224,400 (+16.38%) Land $33,767 Building $190,633
2023		$136,900 (-) Land $20,600 Building $116,300	$192,817 (+11.27%) Land $29,014 Building $163,803
2022		$136,900 Land $20,600 Building $116,300	$173,291 Land $26,076 Building $147,215
2019	$1,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edwards Rd

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