2099 Edwards Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2099 Edwards Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,192 sqft · built 1920
Lot Size1.82 acres (79,279 sqft)
Owner2 Individual Names on Record
Last Sale$169,500 (Jul 2016)
Tax Bill$5,321 (2026)
Deeds & MortgagesFeb 2026 Mortgage
APN453889 18-1-63.112

Property Details

APN / Parcel Number

Primary APN453889 18-1-63.112
Alternative APN
  • 388901800000010631120000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,192 sqft Living Area
1st Floor Area1,184 sqft
2nd Floor Area512 sqft
Upper Floors Area496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area79,279 sqft (1.82 acres)
Garage TypeDetached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area430 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2099 EDWARDS RD
CityWATERLOO
StateNY
Zip13165-9574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionMB00-149
Legal Block1
Legal Lot Number63.112
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2099 EDWARDS RD, WATERLOO, NY 13165-9574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2016 · Amount on Record
Deed SaleJul 15, 2016 · Amount on Record
Prior SaleJun 30, 2000 · Amount on Record
Deed Book / Page932 / 126
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address2099 EDWARDS RD, WATERLOO, NY 13165-9574
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001983/105
DateFeb 13, 2026
Book Page1983/105
Instrument73345
Lender
NameSUMMIT FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term301 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,321.00 (+6.17%)
2025$5,012.00 (+235.7%)$169,500 (-) Land $22,800 Building $146,700$277,900 (+16.41%) Land $37,381 Building $240,519
2023$169,500 Land $22,800 Building $146,700$238,732 Land $32,113 Building $206,619
2019$1,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CBN
Fixed Wireless · not low latency
100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edwards Rd

Nearby Streets

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