2058 Edwards Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2058 Edwards Rd, Waterloo, NY 13165

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 1,176 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,373 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Refinance
APN	`453889 17-1-09.2`

Property Details

APN / Parcel Number

Primary APN	`453889 17-1-09.2`
Alternative APN	`388901700000010090020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Total Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2058 EDWARDS RD
City	WATERLOO
State	NY
Zip	13165-8786
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	9.002
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1012
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 17-1-09.2

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2058 EDWARDS RD, WATERLOO, NY 13165-8786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2022	Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK
Nov 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CURTIS J KARLSEN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2058 EDWARDS RD, WATERLOO, NY 13165-8786
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001855/32
Date	Jun 02, 2022
Book Page	1855/32
Instrument	58714

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2058 EDWARDS RD, WATERLOO, NY 13165-8786
Transaction Type	Mortgage
Record Updated	Dec 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1777/167
Date	Nov 19, 2020
Book Page	1777/167
Instrument	51157

Lender

Name	CURTIS J KARLSEN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Dec 01, 2021

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,373.00 (+320.08%)	$157,200 (+19.36%) Land $55,000 Building $102,200	$257,700 (+38.93%) Land $90,162 Building $167,538
2023		$131,700 Land $43,500 Building $88,200	$185,493 Land $61,268 Building $124,225
2019	$1,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compass Broadband Network Fixed Wireless · not low latency	100 / 100

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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