2161 Edwards Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2161 Edwards Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1850
Lot Size	7.19 acres (313,196 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2024)
Tax Bill	$4,579 (2026)
Deeds & Mortgages	Oct 2024 Refinance Dec 2024 Sale & Mortgage + 2 more
APN	`453889 18-1-62.1`

Property Details

APN / Parcel Number

Primary APN	`453889 18-1-62.1`
Alternative APNs	`388901800000010620000000` `453889 18-1-62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,102 sqft
Upper Floors Area	551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	313,196 sqft (7.19 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2161 EDWARDS RD
City	WATERLOO
State	NY
Zip	13165-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB02-379
Legal Block	1
Legal Lot Number	62.001
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3019
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	84 JORDAN AVE, ROCHESTER, NY 14606-4112
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FINGER LAKES FEDERAL CREDIT UNION
Dec 13, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMELENDING
Aug 26, 2021	Warranty Deed, Transfer
Jan 23, 2020	Deed, Transfer · Stand-Alone First Mortgage FINGER LAKES FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Book / Page	1112 / 187
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2161 EDWARDS RD, WATERLOO, NY 13165-8802
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001938/52
Date	Oct 23, 2024
Book Page	1938/52
Instrument	68259

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Dec 13, 2024
Property Address	2161 EDWARDS RD, WATERLOO, NY 13165-8802
Document Number	001112/187
Book / Page	1112 / 187
Instrument Date	Dec 11, 2024
Instrument	68845
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	84 JORDAN AVE, ROCHESTER, NY 14606-4112

Mortgage

Document Number	0000019435
Date	Dec 13, 2024
Instrument	1943/5

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Aug 26, 2021
Property Address	2161 EDWARDS RD, WATERLOO, NY 13165-8802
Document Number	1039/9
Book / Page	1039 / 9
Instrument Date	Aug 16, 2021
Instrument	54901
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 HUNTINGTON DR, MASTIC BEACH, NY 11951-5307

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Jan 23, 2020
Property Address	2161 EDWARDS RD, WATERLOO, NY 13165-8802
Document Number	001006/164
Book / Page	1006 / 164
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2161 EDWARDS RD, WATERLOO, NY 13165-8802

Mortgage

Document Number	001732/292
Date	Jan 23, 2020
Book Page	1732/292
Instrument	47628

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,579.00 (+219.54%)
2025	$1,433.00 (-10.88%)	$145,700 (-20.3%) Land $21,100 Building $124,600	$238,900 (-7.21%) Land $34,597 Building $204,303
2023		$182,800 Land $58,200 Building $124,600	$257,465 Land $81,972 Building $175,493
2019	$1,608.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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