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20903 Cedar Bluff Pl, Land O Lakes, FL 34638 Property Records

Pasco County property record for 20903 Cedar Bluff Pl, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,298 sqft · built 2006
Lot Size0.207 acres (9,028 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 2019)
Tax Bill$3,727 (2025)
Deeds & MortgagesDec 2019 Sale
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN14-26-18-0090-01100-0200

Property Details

APN / Parcel Number

Primary APN14-26-18-0090-01100-0200
Alternative APNs
  • 1826140090011000200
  • 0992007

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,298 sqft Living Area
Gross Area2,982 sqft
1st Floor Area2,298 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,028 sqft (0.207 acres)
Garage TypeAttached
Garage Area684 sqft
DrivewayConcrete Driveway
Driveway Area897 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address20903 CEDAR BLUFF PL
CityLAND O LAKES
StateFL
Zip34638-3713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionLAKE TALIA PHASE 1 PB 52 PG 001 BLOCK 11 LOT 20
Legal Range18E
Legal Township26S
Legal Section14
Legal SubdivisionLAKE TALIA
Legal Tract90
Legal Block11
Legal Lot Number20
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1016
Census Tract32001

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20903 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2019Warranty Deed, Transfer
TAMPA TITLE COMPANY, TAMPA TITLE CO
Jan 6, 2020Correction Deed
TAMPA TITLE COMPANY, TAMPA TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2019 · Amount on Record
Deed SaleDec 17, 2019 · Amount on Record
Prior SaleMay 24, 2006 · Amount on Record
Deed Document Number2019213679
Deed Book / Page10023 / 3063
Prior Transfer DateDec 11, 2019
Prior Transfer Doc0100332014
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 17, 2019
Property Address20903 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3713
Document Number0100233063
Book / Page010023 / 003063
Instrument DateDec 11, 2019
Instrument213679
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyTAMPA TITLE COMPANY, TAMPA TITLE CO

Transaction

AmountAmount Recorded
Tax$1,960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20903 CEDAR BLUFF PL LAND O LAKES FL 346383713, LAND O LAKES, FL 34638-3713

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionPASCO FL
Recording DateJan 6, 2020
Property Address20903 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3713
Document Number0100332014
Book / Page010033 / 002014
Instrument DateDec 11, 2019
Instrument1635
Record UpdatedJan 20, 2020
Title CompanyTAMPA TITLE COMPANY, TAMPA TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address69 MOUNT FAIR DR WATERTOWN CT 067951656, WATERTOWN, CT 06795-1656

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,710 (+2.9%)$425,244 (-0.76%) Land $92,540 Building $332,704
2025$3,727.00 (+2.39%) Homeowner's exemption$236,850 (+5.98%) Land $92,540 Building $144,310$428,504 (+7.41%) Land $92,540 Building $335,964
2024$3,640.00 (+3.7%)
2023$3,510.00 (+10.66%) Additional exemption filed$223,480 (+3%) Land $73,460 Building $150,020$398,927 (+11.49%) Land $73,460 Building $325,467
2022$3,172.00 Homeowner's exemption$216,980 Land $61,220 Building $155,760$357,813 Land $61,220 Building $296,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims18 (1992–2024)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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